Whether your injuries are slight or serious, you must take the required actions to file a worker’s compensation claim as soon as you are injured at work. Recall that you are legally protected and that it is the employer’s duty to maintain a safe workplace. Naturally, state laws differ from one another. However, the following workers’ compensation advice will help you get ready for filing a workers’ compensation claim.
1. Give Appropriate Notice
You are entitled to workers’ compensation benefits if you are hurt at work. Make sure your employer receives adequate notification of your injury as soon as possible. Don’t try to hide your wounds by being overly casual or tough. Inform a manager about the mishap right away. You run the risk of losing all workers’ compensation benefits if you delay.
2. Carefully Fill Out All Claim Forms
Make sure you completely fill out all of your claim forms, including as much information as you can regarding the injury. Recall that the claim form will serve as your employer’s official initial notice of your injury. You run the danger of your claim being delayed if your documentation is not accurate or finished completely.
3. Follow The Doctor’s Instructions
It’s critical that you pay attention to the doctor’s advice and carry out any therapy or treatment recommendations. Attend the doctor’s appointments as scheduled. Should you neglect to do any of these tasks, your claim can be rejected.
4. Choose A Company Physician
To have your injuries evaluated, you’ll probably need to see a doctor who has been recommended by your company. The workers’ compensation insurance provider for your employer is probably going to approve this doctor as well. When you file your claim, you need to receive a list of authorized doctors to consult.
While you are more than welcome to visit your own physician for a second opinion, you will likely need to see a pre-approved physician first. If you don’t, then you risk losing your workers’ comp benefits. If you encounter any issues with the physician provided by your employer, consulting with medical malpractice lawyers can help you navigate your options.
5. No Termination Or Reprimand
According to the law, your employer cannot fire you or reprimand you for filing a worker’s compensation claim after you get hurt on the job. Conversely, in the event that your injuries are severe enough to require lifelong care, your employer is legally obligated to replace you.
6. Maintain Detailed Expense Records
Your out-of-pocket expenses are typically covered if you keep within the parameters set by the worker’s compensation plan. Thus, be sure to save all of your receipts, including those for parking, gas, and medical expenses associated with your injury
7. Work With An Attorney
While it’s not required, employees always have the right to contact a workers’ compensation attorney to assist them with their claims. An attorney can discuss the details of your claim and provide you with any legal advice needed to process your claim. Additionally, if your injuries involve negligence beyond the scope of workers’ compensation, such as a third-party liability situation, a personal injury lawyer can help you explore your legal options for additional compensation.
